Terms of Service
Welcome to Sankalp Capital Private Limited. By accessing or using this website, platform, services, or loan-related features, you agree to comply with and be bound by the following Terms of Service. Please read these terms carefully before using our platform.
Acceptance of Terms
By using this website, you confirm that:
- You are at least 18 years of age
- You are legally capable of entering into a binding agreement
- You agree to comply with all applicable laws and regulations
- You accept these Terms of Service in full
If you do not agree with any part of these terms, please do not use the website or services.
About the Platform
Sankalp Capital Private Limited is a digital financial platform that helps users explore loan-related services through registered lending partners and NBFCs. Loan approvals, eligibility, interest rates, and disbursal are subject to lender policies and verification processes.
We do not guarantee loan approval for every applicant.
User Responsibilities
By using the platform, you agree:
- To provide accurate and complete information
- Not to submit false, misleading, or fraudulent details
- To maintain confidentiality of login credentials
- To use the platform only for lawful purposes
- Not to misuse, disrupt, or attempt unauthorized access to the website
Users are solely responsible for the information submitted through forms or applications.
Loan Applications and Approval
Submitting a loan application through the platform does not guarantee approval. Loan decisions depend on multiple factors including:
- Eligibility criteria
- Credit score
- Income verification
- KYC verification
- Lending partner policies
Interest rates, repayment terms, loan amounts, and processing charges may vary depending on the lender.
Intellectual Property Rights
All website content including:
- Text
- Logos
- Graphics
- Images
- Design elements
- Branding materials
- Website structure
are the intellectual property of Sankalp Capital Private Limited unless otherwise stated.
Unauthorized copying, reproduction, modification, or distribution of any content is strictly prohibited.
Third-Party Services
Our platform may contain links or integrations with third-party websites, lenders, payment gateways, or external services. We are not responsible for:
- Third-party content
- Privacy practices
- Service availability
- External policies
- Transactions conducted outside our platform
Users are advised to review third-party terms and privacy policies separately.
Limitation of Liability
Sankalp Capital Private Limited shall not be liable for:
- Loan rejection by lenders
- Financial losses
- Delays in loan processing
- Technical interruptions
- Website downtime
- Unauthorized access caused by user negligence
- Indirect or consequential damages arising from platform usage
All services are provided on an “as available” basis without warranties of any kind.
Privacy and Data Usage
By using the platform, you consent to the collection and processing of information as described in our Privacy Policy.
Information submitted may be shared with authorized lending partners strictly for verification, loan processing, and service-related purposes.
Prohibited Activities
Users must not:
- Use the website for illegal activities
- Attempt hacking or data extraction
- Upload malicious software or harmful content
- Impersonate another individual or entity
- Violate any applicable financial or cyber laws
Violation of these terms may result in suspension or termination of access.
Modification of Terms
Sankalp Capital Private Limited reserves the right to update, modify, or change these Terms of Service at any time without prior notice. Continued use of the platform after updates constitutes acceptance of revised terms.
Users are encouraged to review this page periodically.
Termination of Access
We reserve the right to suspend or terminate access to the platform if:
- False information is provided
- Terms are violated
- Fraudulent activity is suspected
- Unauthorized usage is detected
Governing Law
These Terms of Service shall be governed and interpreted in accordance with the laws of India. Any disputes arising from platform usage shall fall under the jurisdiction of competent courts in India.